Why should you purchase insurance for your cat when there are so many other purchases you need to make? Well it just makes sense. We purchase automobile insurance to take care of unforeseen costs when caring for our cars and dental insurance to care for our teeth….so why not make sure to insure our felines and provide for their routine and/or emergency care?
Benefits of Having Cat Health Insurance
Have you seen the cost of routine vaccinations? Routine vaccinations can range anywhere from $40 to $75 per shot! If your cat ever been ill you know that expenses for emergency care, operations and therapy can really put a dent in your pocketbook. Having to deal with just one of these scenarios are very legitimate reasons why having insurance for your cat is a valuable asset. Yet, many pet owners never realize the benefits of having their cats insured until they really need it.
Let’s talk more about the benefits of insuring your cat…
Insurance can reduce the what I term “pet owner anxiety“. If you have ever had a sick or injured pet you can relate to the, “I have been run over by a Mac Truck” feeling. You can’t escape it. This is followed by the “deer in the headlight look” after you find out how much your veterinarian or hospital bill is without the benefits that insurance can provide! Purchasing cat health insurance helps take care of “pet owner anxiety,” and allows you to focus on the more positive aspects of helping your cat recover.
Furthermore, pet health insurance can assist if your feline has to have multiple visits to the veterinarian. Some cat illnesses require the continued care of a veterinarian. If this becomes necessary, having an insurance policy for your beloved pet will prevent you from spending the small fortune you would otherwise spend if your cat was not covered.
What to look for in Cat Insurance…
A great place to purchase insurance for your cat is online. By checking online you will be able to get quotes from several sources. This way you can compare insurance policies. Some pointers to look for which will help you obtain the best possible insurance for your cat are:
- Vaccination and Routine Care- make sure your policy provides for routine care and yearly shots. The savings add up in the long run.
- Accident Plan– although rare in cats, unforeseen accidents can happen, you need a policy that will cover your kitty should it be involved in an accident.
- Emergency Care– should the unthinkable happen and you need to take your cat to the hospital for immediate care from a veterinarian, make sure your pet is covered.
Our cats should have the ability to live long and healthy lives. This is a huge responsibility which requires us, as pet owners, to provide them the best care possible. Cat health insurance helps ease the rising costs of that care and, in the long run, provides us with the opportunity to give our cats the love they deserve.
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